See your future
before you choose it

SimFi simulates the financial impact of life's biggest decisions. No spreadsheets, no guesswork. Just clear answers to "What happens if I...?"

Try Buy vs Rent Simulator →
Simulating Decision
Should I buy a home or keep renting?
Buy a $650K home +$312K equity in 10yr
Keep renting at $2,800/mo +$89K invested savings
SimFi Analysis
Buying puts you $187K ahead after 10 years, assuming 4.2% appreciation in your market.

Financial planning tools ask the wrong question.

They ask: "When can you retire?" But that's not what keeps you up at night.

You're asking: Should I take this job offer? Can I afford this house? Should I pay off my loans or invest? What if I start a side business?

Every one of those decisions reshapes your financial future. And right now, you're making them with gut feelings and back-of-napkin math.

SimFi gives you simulation-backed answers in plain language, not 200 input fields and probability charts that require a finance degree to interpret.

Every money question, one simulator.

🏠

Buy vs. Rent

Model home purchase costs, appreciation, tax benefits, and opportunity cost against renting and investing the difference.

💼

Job Offer Comparison

Compare total compensation packages: salary, equity, benefits, 401k match, tax implications across locations.

📈

Debt vs. Invest

Should you pay off the mortgage early or put that money in the market? See the 10, 20, 30 year outcomes.

🌱

Side Business Feasibility

Model startup costs, ramp time, and break-even against your current income. Know the real risk.

💰

Emergency Fund Target

How many months do you actually need? SimFi factors in your expenses, job stability, and insurance coverage.

🎯

Big Purchase Timing

Car, renovation, grad school. Model the financial ripple effects of major spending decisions over time.

Three steps to clarity.

01

Describe your decision

Tell SimFi what you're considering. It fills in smart defaults based on your location, income, and goals. You tweak what matters.

02

Run the simulation

SimFi models thousands of outcomes across different market conditions, tax scenarios, and time horizons. Monte Carlo meets plain English.

03

Get a clear answer

Not a probability chart. A sentence: "Option A puts you $X ahead in Y years." Adjust assumptions and re-run instantly.

Your next big decision deserves better than a guess.

SimFi is being built to make financial clarity the default, not the exception. Smart defaults, plain language answers, and simulations that actually help you decide.

Run Your First Simulation →